Skip to main content

Are You Ready to Make a Change?

As I was thinking about what to write for this post, I started reflecting on my own journey with money and why I'm so passionate about personal finance in general. It's because I truly believe that giving hearts coupled with healthy money habits is the recipe for making the world a better place. There would be less people who are poor and hungry, happier marriages and just happier, less stressed out people in general. Now don't get me wrong, money itself does not equal happiness, but the side effects of a poor money mindset contribute greatly to unhappiness. Money is a powerful tool and an important resource, and it's ok to want more of it when it's obtained, managed and dispersed responsibly.

I recently became a Dave Ramsey certified financial coach, and it's my mission to help as many willing people as possible, so please contact me if you would like help with budgeting, debt elimination and breaking the cycle of living paycheck to paycheck! As Dave Ramsey says, these days, normal is broke and debt-burdened; don't be normal, be weird! Sacrifice and live like no one else so that later, you can live and give like no one else.

I can be contacted on my Facebook page, The Wanderlusting Penny Pincher, on the "contact us" link on this website, and you can find me on Fiverr or LinkedIn. There is a small fee for my services and I can help you no matter where you are located in the country as our correspondence will be via email and phone. Additional details will be provided to serious inquiries. I can't wait to hear from you!

Comments

Post a Comment

Popular posts from this blog

The Debt Snowball

If you have read any of my previous posts, you already know that I am a huge fan of Dave Ramsey, whose teachings helped me eradicate my debt. Fast.  A common misconception about paying off debt is that you have to attack the largest balance and/or interest rate first, but depending on the balance, that could take quite a while, especially if you are making payments on several other debts as well. What you want to do instead is attack the smallest balance first by applying every extra dollar that you can squeeze from your budget while making only the minimum payments on all of your other debts. Because it is a smaller balance and you are attacking it aggressively, it will get paid off much faster than a larger balance would. Then you can attack the next smallest balance. Everything that was applied to the previous balance can now be applied to the next one as well as every extra dollar that you can squeeze from your budget. Repeat this cycle until your debt disappears! Mr. Ramsey cal
6 comments
Read more

Stewardship: Where Faith and Finances Meet

Around the same time that I was learning about financial peace and budgeting from Dave Ramsey, the Lord lit a fire in me to get serious in my pursuit of following Him. I have always been a believer, but my heart began stirring at the realization that I needed to fully surrender my heart to Him in order to experience true life. When you draw closer to the Lord, He plants truths in your heart that blossom into beautiful, transforming things in your life. For me, one (among many) of those things was a passion for good stewardship. Mr. Ramsey, who is also a believer, encouraged and inspired me to remain steadfast in this newfound passion. There is a beautiful song by Casting Crowns called "Oh My Soul." ( Click here to listen ). My favorite line of the chorus is, "There's a place where fear has to face the God you know." I believe the same is true of our finances. The way they face and reflect the God we know is through practicing good stewardship. So what does t
4 comments
Read more

5 Simple and Practical Ways to Save More Money

I'm sure many of you have heard the old adage, "Necessity is the mother of invention." When I was on my journey to debt freedom, necessity became the mother of my frugality. I really had no choice; it was sink or swim, and I've never been one to choose to sink. In my previous posts, I've discussed how I became a master at cutting back/sacrificing, prioritizing, budgeting and saving. In this post, I would like to share how I became great at finding a deal to save money when shopping. 1. Don't be a retailer snob/brand snob:  I am not the least bit ashamed to admit that Wal-Mart and Aldi are my favorite stores. Why? Because the shopping experience is superior? NO. The prices are the lowest around and that is all I care about! Growing up in Johnson County, I have heard every excuse imaginable as to why Wal-Mart and Aldi are not acceptable places to shop. Some of the most popular excuses are that the customer service is terrible, they see themselves as above t
4 comments
Read more